What’s the best way to handle a big tax refund from Uncle Sam? Avoid one altogether. Qualifying for a tax refund means you’ve overpaid the federal government in taxes for the previous tax year. With each paycheck, too much of your hard-earned money was withheld for federal taxes and not enough cash made it home to your wallet. That means the federal government got an interest-free loan courtesy of you, while you had to get by on smaller-than-necessary paychecks throughout the year. To tip the scales the other way, adjust your federal tax withholding so the money taken out of your paychecks more closely matches your federal tax obligation. Read more...